Frequently Asked Questions

KwikPay Credit is one of the most innovative digital short-term loan products available in Lagos, Nigeria. KwikPay Credit provides a helping hand, in case of financial emergency to individuals and Businesses. The process is fast, convenient, and simple.

You can borrow between N5,000 and N5,000,000 for a period of up to 6 months on our digital Nano and Instalment platform.

To be eligible for a KwikPay Credit, you must be aged 21 or over, employed within an approved Organization or a Small or Medium business owner, resident in Nigeria, and you must have a bank account.

Your debit card is needed to facilitate the disbursement of the approved loan on our digital platform. Please note that there is a charge by your bank for card tokenization.

Yes, you can.

You need your bank statement, BVN, a valid phone number and a government-issued ID card.

Your loan application could be rejected due to the following reasons: Low credit rating, late repayment of previous loan, age and/or poor loan performance with other financial institutions, amongst others.

We take payment from your bank account on the agreed date by either direct debit or by using the cheques supplied to us during the application process. We will attempt to remind you at least three days before your loan repayment due date.