Need Money,

Use KwikPay.

Quick Loans designed around your needs

Life in Nigeria is full of surprises and sometimes you need a little financial assistance before your salary or income is received. KwikPay offers quick personal loans and flexible business loans without collateral that caters for your emergency financial needs.

An unsecured credit designed around your needs

KwikPay Credit is developed to provide flexible loans that can cater to your emergency financial needs, for you to enjoy life’s little surprises without worrying.

Personal and business loans, at your fingertips

Quick Loan Disbursement

We aim to complete the loan process as quickly as possible. Disbursement can be done in hours.

No Collateral Required

Collateral is not required for our quick Loan and funds are disbursed provided the terms and conditions are met.

Your Data is Safe & Secure

KwikPay takes security extremely seriously and ensure we protect our user data using industry standard encryption.

KwikPay Credit on Mobile

Open a new KwikPay account from your phone or computer and follow the simple on-screen steps to register and apply for loan within minutes.

Trusted by over 100,000 customers

"This is only my 3rd advance with you guys but you are all so friendly and accommodating I have recommended you to all I work with. I copied your URL and posted it to all my friends on Facebook and it can be Seen by over 100 people daily . Just a wonderful service with equally wonderful people. Thanks very much"
A. Samson
"Thank you very much for help. I’ve never thought that taking out a loan can take so little time. But with your service it’s no problem at all. If it wasn’t for your help I wouldn’t know what to do!"
E. Ogunjimi
"I think and know that you and your team deserve more credit than you actually get. You have helped me out many, many times and each time the response time has been excellent. Even though I have a full time job, there is always some obstacle – money issue – that needs to be squashed and your company is there every time. Thanks again"
O. Allen
"Since I met all your requirements, my payday loan was processed in less than an hour! This is such a great way of getting extra and much needed cash!"
H. Sangowawa
Union Bank

How to get started

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Daily Disbursement

Frequently Asked Questions

KwikPay Credit is one of the most innovative digital short-term loan products available in Lagos, Nigeria. KwikPay Credit provides a helping hand, in case of financial emergency to individuals and Businesses. The process is fast, convenient, and simple.

You can borrow between N5,000 and N5,000,000 for a period of up to 6 months on our digital Nano and Instalment platform.

To be eligible for a KwikPay Credit, you must be aged 21 or over, employed within an approved Organization or a Small or Medium business owner, resident in Nigeria, and you must have a bank account.

Your debit card is needed to facilitate the disbursement of the approved loan on our digital platform. Please note that there is a charge by your bank for card tokenization.

You need your bank statement, BVN, a valid phone number and a government-issued ID card.

Your loan application could be rejected due to the following reasons: Low credit rating, late repayment of previous loan, age and/or poor loan performance with other financial institutions, amongst others.

We take payment from your bank account on the agreed date by either direct debit or by using the cheques supplied to us during the application process. We will attempt to remind you at least three days before your loan repayment due date.


Our Partners

Become an Agent

Be a KwikPay Agent. Supplement your income while in or out of employment. We have a fast growing list of agents working independently to make more money.

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